Privacy Policy

Last updated: June 29, 2026

This Privacy Policy describes how Howard Fiduciary Investments LLC ("HFI," "we," "us," or "our") collects, uses, and protects your personal information when you use our services or website at www.hfinvests.com.

Information We Collect

We may collect the following personal information: full name, email address, phone number, mailing address, Social Security number, date of birth, financial account information, investment suitability data, and tax information, as necessary to provide investment advisory services.

How We Use Your Information

We use your personal information to provide investment advisory services, communicate with you about your account, comply with legal and regulatory obligations, and contact you by email, phone, or SMS regarding your account, scheduling, and operational matters.

Text Messaging and SMS Communications

We do not sell, rent, or share mobile phone numbers, SMS opt-in data, or text message consent records with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties. Mobile numbers and SMS content are retained as business records in accordance with applicable recordkeeping requirements.

Information Sharing

HFI does not sell or share your personal information with third parties for marketing purposes. We share your information only as follows: with service providers necessary to deliver advisory services (custodian, CRM, billing platform), as authorized by you in writing, and as required by law or regulatory authority.

Data Security

All client information is encrypted at rest and in transit. Access to restricted data is limited to authorized firm personnel. We maintain written information security procedures in accordance with the FTC Safeguards Rule (16 CFR Part 314).

Data Retention

We retain personal information for the duration of the advisory relationship and for at least five years thereafter, in accordance with applicable securities recordkeeping requirements.

Your Rights

You may contact us to request access to, correction of, or deletion of your personal information, subject to our legal retention obligations.

Children

Our services are not directed to individuals under the age of 18. We do not knowingly collect information from minors.

Changes to This Policy

We may update this Privacy Policy from time to time. The current version is always available at this URL. Material changes will be communicated by email.

Contact Us

Howard Fiduciary Investments LLC
6560 Myers Lake Ave NE
Rockford, MI
Email: info@hfinvests.com
Phone: 616-987-1437

Registered as an investment adviser with the State of Michigan. Registration does not imply a certain level of skill or training.